Great information about military health care benefits at transition

This is a repost from Jim Carman’s great synopsis of military health care availability for those going through transition (originally posted on the MOAA Linkedin group page):

 Career and Talent Management Team Leader: 703-968-6383

This week’s LinkedIn career building essay comes from Katherine Tracy, MOAA’s Deputy Director for Healthcare Programs. You’ve made the decision to transition from the military and may be wondering how this impacts your healthcare benefits. Let’s take a quick look through two lenses: military retirement eligible or not.
If you’ve not fulfilled the 20 year requirement for a military retirement, your healthcare ends on your last day of regular active duty service or in the case of an activated National Guard or reserve member and serving a period of more than 30 consecutive days of active duty in support of a contingency operation, on the last day of your transition period known as Transitional Assistance Management Program (TAMP) which is 180-days following your separation date. The TAMP benefit also applies to active duty service members serving in support of a contingency operation separating due to:
• stop-loss,
• sole survivorship discharge, or
• agreement to become a member of the Selected Reserve of a Reserve Component the day immediately following release from regular active duty service.
Military retiree’s under age 65 can choose between a managed care option (HMO), known as Tricare Prime, or a fee for service option called Tricare Standard. The main difference between the two is cost verses choice. Tricare Prime is least costly; whereas, Tricare Standard offers the greatest choice in selecting providers. Furthermore, the Tricare Prime option is limited to those who reside within the catchment area of a Military Treatment Facility (MTF).
Tricare also comes with a pharmacy benefit delivered through three points of service listed below in the order of least to greatest out-of-pocket cost to you.
• Military Treatment Facility,
• Tricare Home Delivery Pharmacy, or
• Tricare Retail Pharmacy.
Next, the Tricare Retiree Dental Plan (TRDP) provides a dental option for retiree’s as well as gray-area National Guard or reserve members and their dependents. Timely enrollment, within 120-days of eligibility, ensures the full range of benefits is available immediately. Otherwise, there’s a 12-month wait-period for crowns, bridges, orthodontics and dentures.
Lastly, once retired, your Tricare catastrophic cap rises to $3,000.00/family per fiscal year. The catastrophic cap is your maximum out-of-pocket expense for Tricare covered benefits. Here, the key is Tricare covered benefits. If in doubt – ask!
This has been a whirl-wind through the healthcare benefit structure. If you need further guidance or would like to schedule a one-on-one consultation to discuss your particular situation in more detail, call a MOAA Benefits Counselor at 1.800.234.6622.
Finally, for those readers in career transition who have served as officers in any branch of the armed forces and are located in the greater Washington, D.C. area, The West Point Society of DC’s annual Military Officer Job Fair will be held on December 6 from 9:00 am to 12:30 pm at the Waterford Reception Center in Springfield, Virginia. For the second consecutive year, MOAA is assisting in the promotion of this job fair, which will be open to all military officers regardless of commissioning source or branch of service. There is no charge to attend and no pre-registration is required. For more details, please see and follow the links to career networking night. Thanks for reading and happy holidays, Jim Carman, MOAA Transition Center Director.


Transitionnews 11/29/13

Transitionnews for Friday, November 29 2013:

Good news story of the day

Navy Wounded Warrior Anchor Program Supports a Grateful Family  (  A retired Navy command master chief who serves as a Navy Wounded Warrior (NWW) – Safe Harbor Anchor Program mentor – spent valuable time with a Coast Guard wounded warrior and his family in Carlisle, Pa., during November.


Workshop advises service members in transition  (The Redstone Rocket)  Whether a service member retires after 20 years or gets out after just one tour, the Army’s Transition Assistance Program helps service members and their families transition into civilian life by offering job-search assistance, financial readiness planning and related services.

Veterans in Private Sector: Making the Transition  (Federal News Radio) Why should you hire a veteran?  Here are a few reasons: They possess great leadership skills. They take initiative. They assume responsibility. They’re creative.

New IT career training program helps veterans find jobs  (Observer & Eccentric)  A new public-private partnership has been formed to provide information and technology training and certification to Michigan veterans.

‘Warriors 4 Wireless’ Program Helps Vets Find Tech Industry Jobs  (LiveScience)   A new nonprofit program aims to help veterans and returning service members find jobs in wireless telecommunications, as part of a broader goal to have 5,000 vets employed in the expanding industry by the year 2015, according to officials from the Department of Defense.


Wounded Warrior Group suing Indiana veteran it says defamed it  (UPI)  A national veterans assistance group is suing an Indiana veteran it says defamed it, court documents show.

Veterans Pitch In to Help Serve, Overseas and at Home  (ABC News)  To celebrate Thanksgiving, President Barack Obama and first lady Michelle Obama – along with daughters Sasha and Malia – went to the Capital Area Food Bank to serve nutritious meals for hungry families alongside post-9/11 veterans who were reporting for duty in their community.

Veterans see glitches in getting new licenses  (Channel 3000)  Some Wisconsin veterans trying to get their hands on special new driver’s licenses have been confused by a state website but unable to get through to a toll-free hotline for assistance.

Orlando gives veterans a boost in competing for contracts  (Orlando Sentinal)   Every year, Orlando issues millions of dollars worth of contracts and purchase orders for everything from staples to giant construction projects.

Veterans form organization to help peers  (Newburyport News)  Two local veterans are extending a helping hand to keep the hands of their struggling peers warm.

Easter Seals groups ramp up help to veterans  (  Like many people, Gary Staten typically thought of the nonprofit group Easter Seals as mainly helping children and adults with disabilities and special needs.

Veterans Affairs

Plans progressing on state vets home  (The Rapid City Journal)  The South Dakota Department of Veterans Affairs has announced that contractors began mobilizing equipment and resources to the Michael J. Fitzmaurice State Veterans Home campus last week.

Veterans’ homelessness drops by 24 percent  (  The Departments of Veterans Affairs and Housing and Urban Development announced Nov. 21 that a new national report shows a 24 percent drop in homelessness among veterans since 2010.

Ga. veterans face backlog of claims  (Atlanta Journal Constitution)  Georgia veterans filing disability claims often face longer delays than their counterparts in other states.


DoDLive Bloggers Roundtable: Resources and Benefits for Veterans  (DOD Live) The Real Warriors Campaign is a multimedia public awareness initiative sponsored by the Department of Defense.

Air Force cancels retraining in 35 career fields  (Marine Corps Times)  The Air Force announced Tuesday that it has dropped at least 35 career fields from the list of jobs that airmen can retrain into, affecting as many as 1,000 airmen.

Army begins correcting medical records for some former Madigan patients  (The Bellingham Herald)  The Army has begun correcting medical records for former Madigan Army Medical Center patients who left the military with conflicting diagnoses for behavioral health conditions such as post-traumatic stress disorder.


Stars and Stripes faces closure if it loses the Battle of Budget Cuts (The Washington Times) Stars and Stripes — long may it wave? Maybe not. The venerable newspaper that has reported independent news about the American military since the Civil War finds itself on the budget-cutting front lines.

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Have a great day!

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