Tag Archives: VA

Nine months later…

Posted by Mike Grice on

There are a few events in life that take nine months to complete.  Things like a school year, a sailing trip around the world, or having a baby.

None of those things just happened to me.  What did just happen, however, was my VA Disability Evaluation was completed- only nine months after I submitted my paperwork.  I did a little surfing around the internet and found that nine months is about average for a claim to wend its way through the system.

So I have nothing to complain about – my claim was processed in the same amount of time as pretty much everyone else’s.  But hold on….

As with everything in life there is a catch.

My claim packet arrived in the mail yesterday.  A thick envelope was waiting by the door, and upon opening it up I found my medical records and a letter explaining, among other things, my ratings.  It seemed pretty straightforward.

But, as with all things related to transition, it wasn’t.

It turns out that the process is only partially complete.  I have a couple of things that were “not included” in the evaluation because the VA needs more information.  Apparently I will be contacted in the future for a follow up examination to address the remaining issues.

So, it looks like I have received my evaluation results in the mail and now I have to wait to be contacted to complete my evaluation?  To say I am confused is an understatement.

Fortunately there is help for situations like this.  Over a year ago I wrote about my experience with the Transition Assistance Program (TAP).  During the week that I went through the program I met with a representative from the Disabled American Veterans, or DAV.  The rep explained that they were there to help with the VA claims process, and that they would be there to help in the future when things got confusing.

Ding!  Suddenly I find myself in the future he was talking about.

I am confused today, but will be decidedly less so next week when I call the DAV representative for help.  I neither appreciated nor understood what he was saying at the time, but now it has all become clear – the DAV (and veteran’s service organizations) are there to help vets like me and others tackle a byzantine and complicated system and make sense of the whole thing.

I’ll let you know how it goes and what I find out…

An update in my VA Claims Status

Posted by Mike Grice on

As a reader of this blog you know that I have recently transitioned from Active Duty and am now enjoying life on the civilian side of the fence.  One of the big parts of transition is the eligibility for a disability rating from the Veterans Administration, and recently my status in that regard changed.

Let me back up a bit.  I began my transition well over a year ago (in the summer of 2011), and as I went through the required and optional transition seminars I was educated on the benefits that all honorably discharged veterans are eligible to receive.  As a retiring Marine, I learned that I was eligible for more benefits than those who served one or two enlistments (such as pension and access to VA medical care for myself and an entitlement to TRICARE for my family).  Such benefits are great!  They were earned through over a quarter century of service in uniform and no small amount of time getting shot at in combat zones.

In addition to VA medical care I, and all veterans, are evaluated to determine whether or not we are eligible for a disability rating as a result of the maladies, wear, and tear that we experienced while serving in uniform.  It is perfectly reasonable to be evaluated for any such problems, but unfortunately the time it takes for the claims evaluation process to reach completion is far from speedy.

This month I received a couple of notifications from the VA.  The first was a letter that is identical to the letters that preceded it telling me that my claims process was still under review.  Not surprising, really, because the average time to review and approve a case is well over a year, and mine has only been in the hopper for about ten months now.

When I logged into the VA ebenefits website, however, I saw that there was some progress.  Hooray!  My status had changed from “Preparation for Decision” to “Regulatory or Procedural Review”.  I’m not exactly sure what that means, but I am optimistic that it is an indicator of progress.

I drilled into the website to see what the new status reflected.  Here is what the website said:

Claim Received: 08/17/2012
Claim Type: Regulatory or Procedural Review
Estimated Claim Completion Date: unavailableWe are currently unable to provide you with a projected completion date for this type of claim. Please await further claim status notification for this Regional Office.

Hmmm.  That tells me pretty much nothing at all.  I read on…

Next Steps:

We will review all available evidence and make a decision on your claim upon receipt of all requested information as outlined in the headings, “What Do We Still Need from You?” and “What Have We Done?”. 

Several factors will determine the duration of the “Development” phase, including:

  • type of claim filed
  • number of disabilities you claim
  • complexity of your disability(ies), and
  • availability of evidence needed to decide your claim.

Now that sounds promising!  My case is in the “development” phase!  I still don’t know what that means, but I am hoping it indicates progress.

At any rate, my claim is wending its way through the claims process, and it looks like movement forward is occurring.  I hope that those of you out there in the same boat are receiving similar updates, too.  A word to the wise, however: Don’t wait for the VA to tell you about your updated status via the postal service, because they likely won’t.  My letter from them this month didn’t tell me anything new.  You should be checking the VA website (www.va.gov, specifically the ebenefits tab) frequently to see if your status is moving forward.  Otherwise things may be going on with your claim that you are unaware of.

Just a word to the wise….keep up on your claim!  After all, if you don’t, who will?

VA Exam and Disability Rating

Posted by Mike Grice on

Over the last weekend I had the great fortune to run into a good friend of mine who retired from the Marine Corps after thirty years of active service.

He is a great guy who lived one of the hardest lives you can live in the Marine Corps; he started out as a infantryman and then became a reconnaissance Marine and then a Special Operator (meaning he began his career as a grunt who carried heavy loads long distances and lived in the dirt to a recon guy who carried heavier loads longer distances and lived in the mud).

During his career he did all of the high speed things that are the stuff of recruiting posters.  He jumped out of airplanes –  but not just enough times to earn his wings but hundreds and hundreds of times from helicopters and airplanes both at very low and extremely high altitudes.  He became an expert diver, marksman, and small unit leader.

He helped the Marine Corps blaze the trail into the Special Operations world.  He helped build what is now called MARSOC and was a critical leader in the 1st Marine Special Operations Battalion.  He deployed to Kuwait and Iraq and Afghanistan to fight, and in his career he deployed thirteen times.

All of this came at a tremendous cost, however.  He suffers from a long list of physical ailments that are related to doing all of those incredible things; his ears ring from being around gunfire for years on end, his joints and back are so painful that he sometimes can barely move, and he wrestles with PTSD in the same manner as so many of us who have fought for their country and survived.

At the end of his impressive career he did what all separating servicemen do –  he went through the VA evaluation process.  He ensured that his physical problems were recorded in his medical record and was then examined by a VA physician.

With all of his maladies he was certain that he would be assigned a relatively high disability rating.  After all, many people served for far less time and in far less strenuous and physically demanding environments and had received very high disability ratings.  He wasn’t looking for anything he didn’t earn and deserve, mind you, but was just looking for what was fair.

Recently he received his disability rating announcement in the mail.

10%.

For tinnitus.  Ringing in the ears.

To say he was angry is an epic understatement, and upon taking his case to his state VA representative they agree and are challenging the ruling.

How did he end up with such a low rating when he has so many demonstrable maladies?

He attributes it to his physical evaluation.  The doctor didn’t really examine him, but instead just asked him questions about his conditions.  He did not order tests or even check for himself, but instead had a conversation and wrote down some notes.

The point is that in order to receive the most accurate evaluation it is imperative that you take an active role in your VA physical.  Demand that the doctor examine those things that you know are wrong.  Don’t just let the overworked doctor hurry through your exam.

Otherwise you may likely find yourself under-rated for your service connected disability, and to get it corrected will make an already disturbingly long process even tortuously longer.

So this is a cautionary tale.  You may save yourself a lot of time and inconvenience by taking an active role in your VA evaluation, so I recommend going into the doctor’s office with the intent of having each and every issue examined, addressed, and recorded.

After all, if you don’t do it, who will?

Another column in the North County Times

Posted by Mike Grice on

Hello again!  I have been a bit task saturated this week, so I apologize for missing out on presenting more transition content.  I will fix that next week- I promise!  I did manage to bang out a column for the North County Times.  Here it is:

So there I was. All good military stories start that way —- even the true ones.

So there I was. I had experienced a jarring moment of clarity and recognized that I had PTSD. After quickly going through things like denial and blame shifting, I decided that I did indeed have a problem —- and in typical Marine Corps fashion, it was up to me to figure out what to do about it. Waiting around for someone else to show up and solve your problems is not how Marines operate, so I swallowed my pride and picked up the phone.

I called the Deployment Health Center on Camp Pendleton. They were surprisingly supportive and had obviously received plenty of calls from pensive Marines who, like me, were seeking help but were not quite sure how to go about it.

“Come on down,” said the voice on the other end of the line, “We’re here to help!”

So down I came. The center, next to the Wounded Warrior battalion and just down the road from the base hospital, is specially designated to help Marines and sailors returning from combat deal with the stresses associated with deployment and the return to society. In typical military fashion, it is an unassuming “temporary” building that has been in use for years and will likely be there for many more years to come, but in its own quaint, utilitarian way, that is perfectly OK. What it looks like is not nearly as important as what goes on inside.

In I went, and as I walked down the passageway I was instantly conscious that all eyes were upon me as I passed by Marines and sailors and civilians. I felt a little uncomfortable, particularly considering the enthusiastic reception that I had received on the telephone only a few minutes before.

I found the door I was looking for and went in. Several Marines were seated in a small reception area, and they warily glanced in my direction, then quickly looked away. Odd.

At the reception counter, I was met by an obviously efficient and experienced receptionist who unflinchingly looked me squarely in the eye and asked if there was anything she could do for me.

As I explained that I was there to arrange for an appointment her features softened, and she smiled. “Sure!” she said. “We’ll set you right up. Please fill out these forms and bring them back up as soon as you are finished.”

So I found a seat in the waiting room and started writing. As I did so, the tension flowed out of the room, and the atmosphere subtly changed.

It changed because when I walked into the room, I was perceived as a personification of the institution that is the Marine Corps —- a senior officer and an authority figure who was intruding into the sanctuary of the Deployment Health Center, where people who were not seeking help are outside the circle of trust.

As I penned my answers to the questions on my clipboarded form, however, my threatening stature as an instrument of authority evaporated, and it became clear that I was not looking for people who were seeking help. I was joining them.

During the year and a half of Wednesday afternoons I spent at the center, I noticed something. I must have seen hundreds of others seeking help, but in all of that time I saw a grand total of one other officer seeking treatment, and one senior enlisted Marine.

No wonder I was viewed with distrust when I first showed up; so few leaders sought help that to see someone like me in the building was surprising. I was a statistical outlier, but not because I was the only one of my age and rank who suffered from PTSD. There are many more like me.

But they stay away.

And the winner is…….

Posted by Mike Grice on

Well, if you are reading this post then you see the new format for Orders to Nowhere.  Many sincere thanks to everyone who helped me decide on a new look!  I received a lot of feedback from posts here on the blog as well as emails and Facebook messages.  Overall the most popular look was light grey text on a darker grey background (as you are reading now) but the format was “clunky” and unpopular.

So, as a compromise, I found this format.  I hope that you find it easier to read!!

Now, back to some transition stuff.

I got another letter from the Veterans Administration today.  I was excited, because I am expecting to hear from them in regards to any disability rating that I may have been assigned, but wary because they have teased me before.

Well, guess what.  Here is what the letter said:  “We are still processing your application…”

Sigh.

Teased again.

It has been nearly nine months since I submitted my package to the VA, and despite my efforts to be efficient and proactive my package sits forlornly on some desk somewhere as it wends its way through the bureaucracy.  At least I am not alone in my plight, though.  According to a recent article in the New York Times (http://www.nytimes.com/2012/04/15/us/bay-area-veterans-disability-claims-are-buried-under-paperwork.html?pagewanted=all) returning veterans in the San Francisco Bay area are waiting an average of 313 days for a decision to be made on their case.

My simple math puts me around the 270 day mark, so I should receive at least one more monthly reminder that the VA is still processing my application.

I’m not complaining, though.  After all, nobody is shooting at me and the VA does have my address.  I’ll just keep an eye on the mailbox…

Latest column in the North County Times

Posted by Mike Grice on

Here is my latest column in the North County Times:

No one immune to PTSD

 

Never in our history has the military establishment or the nation been as forthcoming or accepting of combat stress injuries. There are programs everywhere to help those who suffer from the effects of prolonged combat. The Veterans Administration offers everything from individual counseling to residential treatment for those who have left the military, and active-duty personnel are afforded the opportunity to seek treatment without effect to their careers.

Well, officially anyway.

I recognized that I had PTSD after my third combat tour. I had just returned from Afghanistan, and with a roomful of Marines I sat down for a post-deployment briefing that was pretty much identical to the ones I had attended after my two trips to Iraq.

A parade of briefers that ranged from concerned professionals to bored bureaucrats passed before us, flinging a blizzard of papers for us to read, initial, fill out, and sign. We sat behind computer terminals to see if we experienced any traumatic brain injuries, listened to how important it was to be patient with our wives and girlfriends and kids, and not to go out and get rip roaring drunk on our first night home.

Somewhere between the brain test and the drinking-and-driving lecture, a sheaf of papers was handed around for all of us to complete. Not thinking too much about it, I grabbed my pencil and started filling in the little bubbles by the questions.

“Do you have problems sleeping?”

“Are you more irritable now than before you deployed?”

“Do you have problems remembering things?”

“Do you feel unable to relax?”

The questions covered the page. I marked the little bubbles one after the other, and when I was done I looked it over and dropped my pencil in shock. It wasn’t the first time that I had seen a form like this; in fact, I filled one out after every deployment. The difference this time was that I had a whole lot more questions marked “Yes” than there had been previously. Not just one or two or three questions. I said yes to more than half of them.

My reaction was, “Holy mackerel! I can’t possibly have PTSD —- only burned out losers have PTSD. Not me! No way!”

I walked up to the guy who handed out the forms and turned it in. He looked at it, looked at me, and asked me if I wanted to go see anybody.

That was it. I could say no and get on with my life. That, to be honest, is the course that the vast majority of military folks take. At that moment, that timeless span of a few seconds, thoughts rocketed through my mind. What will people say? Do I really need help? Is there something wrong with me? Only losers have PTSD, don’t they?

So I chose not to choose, but I did ask the guy for more information. He shrugged and handed me a brochure for an on-base facility that offered assessment and treatment with no questions asked. I looked it over, folded it up, and went on my way.

Moving on was not as simple as shoving the brochure in my pocket, however. I really started to view myself through a different lens; I paid attention to myself. I really couldn’t remember things even though my mind had formerly been sharp. I was short-tempered, I couldn’t sleep, I couldn’t relax. I came to the stark realization that I had changed, and not in a good way.

So I made a choice. I pulled the crumpled pamphlet out of my pocked and read through it. Not just another cursory once over as I had done before, but I really studied it. It promised an opportunity to be evaluated by a staff of professionals whose only purpose was to help Marines like me. All I had to do was make a call.

So I did. More on that in my next column.

Finding an advocate…

Posted by Mike Grice on

A part of the separations process for every veteran is the medical evaluation that all veterans go through in order to determine whether or not they rate disability benefits.  It can be a confusion and overwhelming process even if you are healthy and don’t have any lagging medical problems, but it can get downright impenetrable if you have issues or have service-related disabilities.

It is not because the VA is an uncaring monolithic government agency – they are really doing their best to help out the hundreds of thousands of veterans who need their help.  They are doing the best that they can, but despite the ongoing modernization of various systems within the VA and a decent budget, they are simply buried by the sheer volume of veterans who are either already in the system or are now joining it.  It is likely to get worse in the near term, too, as the services begin the post-war drawdown that has been announced by the administration.

That is all well and good for the VA, but what about the individual veteran?  Is he or she on his or her own to try to navigate the bureaucracy?  No.  Fortunately there are some great organizations out there to help you, the veteran, ensure that you receive the benefits you are entitled to.  In addition, they will act as your adviser and advocate as you wend your way through the benefits claims process.

Several months ago I wrote a post about the TAP/TAMP process (https://orderstonowhere.com/2011/08/16/back-to-class-part-1-the-transition-assistance-management-program/), and in that post I wrote about the guy who reviewed my medical record.  Although I didn’t really understand the significance of meeting him at the TAP/TAMP course now that I have been working my way through the process for several months I get it.  Alan represented the Disabled American Veterans (DAV), which is a nonprofit organization that exists solely to help out veterans –  and not just those with a disability, but any vets out there who are in need of assistance.  At the TAP course Alan explained this all to me, but it was such a blizzard of information over those five days that I really didn’t pay as close attention as I should have.  I did listen to him when he asked me to sign up for the DAV as my advocate because it allowed him to review and prescreen my medical record before I was evaluated by the VA.

So what is the DAV?  Here is a blurb from their website (http://dav.org):

The 1.2 million-member Disabled American Veterans (DAV) is a non-profit 501(c)(4) charity dedicated to building better lives for America’s disabled veterans and their families.

The DAV was founded in 1920 by disabled veterans returning from World War I to represent their unique interests. In 1932, the DAV was congressionally chartered as the official voice of the nation’s wartime disabled veterans.

In addition to assisting veterans with myriad issues that they face after they leave the service they are an advocate for people like me who are being evaluated by the VA for possible medical disability benefits.  This is a great help because they have a lot of people with a lot of experience in dealing with the ins and out of the process, and they will go to bat for you in case you run into snags or are given a disability rating that does not reflect your actual physical condition.  They make the confusing process manageable and will help you through it, which is a great relief to those who have absolutely no idea what to do as they transition (like me!).

At any rate, Alan prescreened my record and in doing so set me up for a smooth evaluation process when I finally did receive my VA medical exams several months later.  He identified problems and issues that I had forgotten about but were relevant in the claims process because they could easily manifest themselves later in life, and if they are not identified in the VA physical then I would be ineligible for VA medical coverage to deal with them.

They also help with all kinds of other things that are veteran related; things like job placement assistance, counseling, and representing your interests to Congress.  The DAV is there for you, so when you go through TAP/TAMP, make sure to track the representative of the organization down.  He or she will gladly help you through the process, and you will be amazed at how much you will come to rely upon them to make it through.

__________

Lessons learned:

1.  There are a lot of organizations out there that will help you with veterans issues and the transition to civilian life.  I am working with the DAV, but the Veterans of Foreign Wars (VFW) and American Legion are also great organizations that can help you out.  There are literally dozens more.  They all have slightly different charters, so do some research and see which one works best for you.  Even better, join as many as you can- they are not competing with each other and they all want to help.

2.  Even if you are certain that you will have no disability rating it is still important to affiliate with a veterans advocacy group.  There are a lot of benefits that are outside the medical realm that they can help with, and if nothing else they are a great bunch of people you can rely on if you need advice or just somebody to talk to.

Another perspective on PTSD

Posted by Mike Grice on

Here is my latest column on PTSD.  It is in today’s North County Times:

In my last column, I wrote about the differences in perspective regarding Combat Operational Stress Injuries and Post-Traumatic Stress Disorder. The civilian world has come to accept that COSI and PTSD exist, and has largely embraced the inevitable truth that not all scars can be seen. In the military, however, there is a very real and tangible stigma against the perceived weakness that accompanies the admission of psychological trauma.

What those in and out of uniform agree on, though, is that psychological injuries are real.

But who suffers from these injuries? Is it only those who carry rifles and do the killing, or are others affected by their experiences in war?

The answer may surprise you.

At the start of the 1973 Yom Kippur war, there was a young Israeli soldier home on leave when his nation was attacked —- and as any soldier would do, he went to the sound of the guns. Unable to link up with his armored unit, he gave aid to the wounded until a recently repaired tank came available for him to take into the fight. Over the next 20 hours he fought nonstop, destroying more than 20 enemy tanks while having a half dozen shot out from underneath him. When his tank was destroyed, he would jump from the burning hulk and find another so that he could remain in the battle.

Time and time again he cheated death. He fought and killed and watched his crewmates die, and still he went back into the fight. He fought until he could fight no more; climbing from his tank, he fell to the ground, muttering “I can’t anymore …” as he collapsed. He could go no farther.

For a soldier to experience savagery on such an intimate and visceral level leaves him with scars that only he sees. He still carries those scars, decades later, and deals with them by sharing his experiences with the youth of his nation.

But what about veterans who have not killed for their country? What about those who don’t carry a rifle or fight in a tank?

Let me tell you about a young Marine who spent seven months at an airbase in Iraq. He worked on the flight line from which his squadron’s helicopters flew casualty evacuation missions. Day in and day out they came and went, and at the end of the mission the aircraft would be parked and serviced.

This Marine’s job was a simple one —- all he had to do was clean out the back of the helicopter. Day after day he washed blood and brains and bits of shredded uniforms from the back of the helicopter so that it would be ready to fly.

Now, years later, he cannot close his eyes to sleep without seeing the bloody decks he scrubbed. Although he left that base in Iraq, it never leaves him.

How about the young Air Force radio operator who hitched a ride with some soldiers in an armored vehicle? As they traveled across the Iraqi town of Ramadi they were ambushed, and the airman watched the crew burn to death after an IED ripped through the fuel tank and sparked an inferno before they could bail out.

And then there are the doctors and nurses who worked in Charlie Med. On one particularly bad night, a squad of Marines was hit by a tragically effective attack in which a devastating IED literally cut them down at the knees. The surgical team amputated more than a dozen legs and feet that night, and the coming dawn found them huddled outside the door, shaking as they smoked cigarette after cigarette next to a pile of shredded limbs.

Do these people have psychological injuries?

Yes. I know because I was there, and like them I have my own burdens.

And like the tank commander, I will share them, too.

Read more: http://www.nctimes.com/news/local/military/columnists/grice/grice-ptsd-doesn-t-only-happen-to-front-line-troops/article_15ba65b4-d552-52de-b236-2198ca773928.html#ixzz1qcOH3Iqg

GI Bill part 2: Transferring benefits from the MGIB to the Post 9/11 GI Bill

Posted by Mike Grice on

I wrote in my last post about the GI Bill.  It is a great benefit that really helps veterans like myself obtain an education or get vocational training that will provide the tools we all need to enter the civilian workforce. I am using the Post 9/11 GI Bill to help defray the costs as I pursue my MBA.  Having served before the attacks on the twin towers, however, made me eligible for two GI Bill programs: the  Montgomery GI Bill  (MGIB) and the Post 9/11 GI Bill.

There are advantages and disadvantages to both bills, and it is important to do your homework and fully understand the nuances of each.   GI Bill comparison  is a great side by side comparison of the two bills, so click on over and take a look.

In my case, I transitioned from the MGIB to the new bill because it resulted in me being entitled to an additional 12 months of benefits that I otherwise would not have been able to utilize.  While it was a good idea for me, it may not be good idea for everyone.  Here is why:

The MGIB has many provisions, but for the sake of this post I will talk about the two major parts of the bill: the Active Duty benefit (aka MGIB-AD or “Chapter 30”) and the Selected Reserve benefit (aka MGIB-SR or “Chapter 1606”).  As the titles indicate, there were different programs for active duty personnel and those in the reserves.

In my case I was in the Organized Marine Corps Reserve when I was working on my undergraduate studies.  During that time I used all but about two months of benefits from the MGIB-SR, meaning that I received about 34 months of benefits and had about two months worth left over.  Since a vet can only use 36 months of benefits under that program I initially thought I was out of luck.  Fortunately, there is a provision that allows for vets like me to transfer between programs and take advantage of an additional 12 months of benefits.

A veteran is eligible for a total of 48 months of benefits.  That said, the individual programs may offer shorter benefit periods, and in the case of the MGIB and the Post 9/11 bill this is the case because they are both 36 month programs.  A vet can get the additional 12 months only if he or she is eligible for the both the MGIB and the Post 9/11 bills because the only way to get the extra time is to convert from the MGIB to the Post 9/11.  There is no bill for the Post 9/11 to convert to, so there are only 36 months of benefits available.

There are two scenarios for transferring from the MGIB to the Post 9/11, and they have enormously different ramifications, so PAY ATTENTION TO THE NEXT TWO PARAGRAPHS IF YOU WANT TO TRANSFER OVER!!!

First, the MGIB-SR (Chapter 1606).  This was my situation.  I used up about 34 months of benefits as a reserve Marine and had about two months left.  The VA simply added my remaining balance of about two months to the 12 additional months of Post 9/11 eligibility and presto!  I had 14ish months of eligibility under the new bill to use towards my education.  All I had to do was complete the Veterans On Line Application (click here: VONAPP) and indicate that I wanted to apply for the new GI Bill.  Once my application was approved I received my updated entitlement.

For the MGIB-AD eligible veterans the situation is VERY DIFFERENT!  In their case, their 36 months of benefits is really 36 months of benefits.  If they have never used their MGIB-AD and they switch over, they will receive 36 months under the new bill.  If they use 35 months under the MGIB-AD and apply for the new GI Bill they will receive only one month under the new GI bill.  Here is the key: in order to get the additional 12 months you must completely exhaust your MGIB-AD benefits, and I mean completely- use up every day because if you have only one day of eligibility left and you apply for a transfer you will get one day of benefits under the new bill, and the decision is irrevocable!  Once you have used up the MGIB-AD you can then re-apply for benefits under the Post 9/11 GI Bill using  VONAPP and receive 12 months under the new bill.  Make sure that you do it right because as I said, once you apply and are accepted for a transfer there is no going back.  Don’t say I didn’t warn you!

It is easy to see how much of your MGIB you have used.  All you need to do is call the VA at 1-888-442-4551 and ask the counselor which program you currently fall under and how much eligibility you have left.  Once you have that information, you can decide if you want to transfer over or not.

Good luck!

__________

Lessons Learned:

1.  The old and new GI Bills are different, and there are a lot of ins and outs that you need to consider before you pull the trigger on a conversion.  Make sure to do some research and find out what works best for your situation.

2.  Once you do pull the trigger on a conversion from the MGIB to the Post 9/22 GI Bill it is irrevocable and final.  There are no “do-overs”.  Make sure you are committed to the decision you make!

3.  If you are uncomfortable with completing an online application, you can download the fillable .pdf document here – http://www.vba.va.gov/pubs/forms/vba-22-1990-are.pdf. All you need to do is complete it and mail it in to the address listed on the form.

4.  If you have any questions, call the VA.  You will be on hold for a while, but they have a nice callback service which you can use; the counselor will call you back so you don’t have to listen to cheesy ’70s disco cover tunes while on hold.  I recommend calling early in the morning as my wait times went from an hour to a few minutes when I called as soon as they opened the lines.  Here is their contact information:

Telephone number:  1-888-GIBILL-1 (1-888-442-4551).

Be advised this line only accepts calls from 7:00 AM – 7:00 PM central time Monday – Friday and you may experience long hold times.

The GI Bill

Posted by Mike Grice on

As I wrote in my last post I am pursuing my MBA at the University of Southern California’s Marshall Business School, and I truly appreciate all of you who helped out with my research project.  Getting an education is expensive these days, and fortunately for me, and for all honorably discharged veterans, the VA is there to help out with the Post 9/11 GI Bill.

For those of you who are unfamiliar with the GI Bill, here is a quick rundown of how it came about and evolved into what it has become today:

The GI Bill originated with the end of the Second World War.  In 1944 the U. S. Government passed the Serviceman’s Readjustment Act.  Apparently calling the new law by its formal name was a mouthful, so it quickly became named after the people it was designed to help- the GIs returning from the war (GI was slang for anyone in uniform, coming from the term “Government Issue” or “Galvanized Iron”, depending on which story you believe).  Anyhow, the veterans coming home from Europe and the Pacific were able to take advantage of a wide array of benefits which included home, small business, and farm loans, unemployment compensation, and educational benefits.  As a result of the program a staggering sum of nearly 8,000,000 veterans (almost half of all who served during the war) pursued higher education.

Over the following decades GIs went to war again and again, and as they did the GI Bill was there to help veterans when they came home from places like Korea and Vietnam.  In the 1960s benefits were opened up to veterans who did not serve in war, and over time the GI Bill dwindled until it was a shadow of its former self, essentially offering a small stipend to help defray college expenses.

That changed with 9/11 and the subsequent wars in Iraq and Afghanistan.  With hundreds and hundreds of thousands of Soldiers, Sailors, Airmen, and Marines serving tour after tour in harm’s way the Congress passed the Post-9/11 Veterans Educational Assistance Act of 2008, which quickly became known as the “Post 9/11” or “new” GI Bill.  It focuses primarily on educational benefits for veterans (as shown below, which I adapted  from their website  at http://www.gibill.va.gov/benefits/post_911_gibill/index.html):

– The GI Bill will pay an eligible veteran’s full tuition & fees directly to the school for all public school in-state students. For those attending private or foreign schools tuition & fees are capped at $17,500 per academic year.  For those attending a more expensive private school or a public school as a non-resident out-of-state student, a program exists which may help to reimburse the difference (the “Yellow Ribbon” program).

-For those attending classes at the greater than ½ time rate, a monthly housing allowance (MHA) based on the Basic Allowance for Housing for an E-5 with dependents at the location of the school. For those enrolled solely in distance learning the housing allowance payable is equal to ½ the national average BAH for an E-5 with dependents ($673.44 for the 2011 academic year & $684.00 for the 2012 academic year)

-An annual books & supplies stipend of $1,000 paid proportionately based on enrollment.

-A one-time rural benefit payment for eligible individuals.

As you can see, the new GI Bill is pretty generous.  Not everyone is eligible, however.  In order to take advantage of the benefits the veteran must meet the following criteria:

-You must have served at least 90 aggregate days on active duty after September 10, 2001, and you are still on active duty or were honorably discharged from the active duty; or
– released from active duty and placed on the retired list or temporary disability retired list; or
– released from active duty and transferred to the Fleet Reserve or Fleet Marine Corps Reserve; or
– released from the active duty for further service in a reserve component of the Armed Forces.
You may also be eligible if you were honorably discharged from active duty for a service-connected disability and you served 30 continuous days after September 10,2001.

In my case, I was originally eligible for what was known as the Montgomery GI Bill when I enlisted back in the early 1980s.  I used it to help pay for tuition and fees for my undergraduate work, and I received payments of about $150 a month or so, depending on how many credits I was signed up for.  Now that I have transitioned out of uniform I am eligible for the new GI Bill, but there is a catch.

Of course!

There is always a catch.  It turns out that veterans are only allowed to take advantage of GI Bill benefits for a total of 48 monthly periods.  If you are in school for a full year, then you use 12 months of benefits.  If you take summers off, you use up nine months.  In my case, I used up 45 months of my benefits while I was enlisted, and that didn’t leave much for me to use after I got out!

Fortunately, the new GI Bill recognizes that there are a lot of us in that position.  The VA authorizes an additional year (12 months of benefits) for vets like me who used up a lot of their alloted time.  For me, the fifteen or so months works out pretty well because my program is nineteen months long.  Fortunately I had been saving some money to prepare for my post-military education –  otherwise I would have been out of luck.

So the GI Bill is a tremendous benefit for veterans who are eligible.  I highly encourage any separating or retiring servicemember to look into it, and to do so soon.  It is an expensive proposition for the government to pay for such a generous program, and it probably won’t last forever…

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1.  As with any VA program you must register for benefits.  Go to www.va.gov and complete the VONAPP (Veterans On Line Application) in order to get started.  You can complete the paperwork at any time, so get started as soon as you can in order to draw benefits as soon as you start school.

2.  There are different rules for public and private schools.  Basically, the VA will pay up to the highest state school rate for the state you attend college, but for private schools there is a cap on tuition and fees.  Make sure to surf the VA GI Bill website to find out what pertains to your situation.

3.  A great benefit is the housing allowance that you receive while attending school.  It only pays while you are in class (no spring break or summer payments) and it is also not allowed it you are still on active duty.  It may be to your advantage to start your education after you get off terminal leave if you want to receive the full benefits available.