Another “plan” to reduce retired veteran benefits

I wrote about not long ago about the government’s strong desire to reduce the health insurance benefit for military retirees.  The subject has reared its ugly head again with a renewed attack on retirees who are enrolled in TRICARE, the health care system for military members, their families, and retirees.

As reported in the Marine Corps Times yesterday (you can read the whole article here), Chuck Hagel, the Secretary of Defense, proposed that “working age” retirees should not be able to utilize TRICARE as their primary health care system but instead should be required to use their employer’s plan instead.  TRICARE would only be used as a secondary or backup plan.

Although the proposal is a long way from being written into legislation, it is a strong indicator that veterans are choice targets in the DOD’s battle of the budget.  Should it become law, though, it will be a significant blow to the 1.6 million veteran retirees who are currently enrolled in TRICARE but have not yet reached age 65.

Interestingly, the issue is one that impacts the Department of Defense and not the Department of Veterans Affairs, which is why the SecDef is pushing for the change.  Most benefits for veterans are covered by the VA, but in the case of retirees it is the DOD that pays the bills.  A retiree’s pension comes from the same place that it did when he or she was still in uniform: the Defense Finance and Accounting Service.  TRICARE, the military and retiree health plan, is also covered by the DOD’s budget.

And Chuck Hagel doesn’t like that very much.

The DOD continues to bang the drum of readiness, and as happens at the end of every war the organization focuses inwards to guard as much of the fiscal pie as possible from those who demand that the post-war military machine shrink in response to the wars no longer being fought.

I find that to be as normal as dawn follows darkness, but I also find the scapegoating of retirees to be a bit insulting.  It is OK for the military to squander $34 million on a useless headquarters in Afghanistan that the military commanders on the ground didn’t even want, but it is not OK for the Department of Defense to honor its commitment to those who dedicate decades of their lives to the defense of the nation.  Instead of conducting a thorough and critical review of the hundreds of billions of dollars spent (and often squandered) on defense equipment and service contracts Hagel finds it easier to go after those who actually went into harm’s way than the connected and powerful  who never left the comfort of their own living rooms.

It is an example of the oddly twisted thinking that pervades governmental agencies, and in my opinion it is just as hypocritical as the administration pushing to subsidize healthcare costs for members of congress and their staffs while ignoring small business’s pleas for relief from the costly requirements.

Anyhow, if having my promised access to health care is cut as an expedient to allow the DOD to keep squandering the taxpayer’s dollar, then so be it.

All I ask is for every military recruiter from every branch of service to explain to every prospective recruit and officer candidate that the benefits that they are being promised in exchange for the opportunity to risk their lives are not really promises.

They’re just part of the honorless practice of bait and switch.  I had always thought that we, as a nation, were better than that.

Sadly, I guess not.

Leadership and Transition

I am in the middle of writing a series of articles and a book about transition, and about a month ago I created a survey about the military transition process to help gather information on the subject (and if you have not taken it, please do!  I can never get enough data points:  Military Transition Survey).  The survey revealed some very interesting data points, and one struck me as being particularly revealing about how those undergoing transition are viewed and treated by their organizations as they leave the service.

The question was: “How involved was your unit and/or unit leadership in your transition process?”

The answers ranged from “Very Low” to “Very High”.  See if you can guess where the bulk of respondents fell on the scale…

Well, a startlingly low percentage felt that their units were involved in their transition.  Only 8% felt that their unit and their leaders were highly or very highly involved.  For an institution that prides itself on being the gold standard of leadership that is a pretty dismal level of effort.

What is shocking is how poor the involvement was.  15% of respondents selected “Neither High nor Low” (which was the middle of the scale), but a whopping 76% stated that the involvement of their units and leadership was “Low” or “Very Low”.  Ouch!

Upon reading the results I had to think back to my personal experience with transition.  As a leader myself, I had always thought that I had taken care of those in my charge, including those who chose to hang up their uniforms.  After reflecting for a bit I realized that although I was very supportive of their efforts I certainly could have done a whole lot more.

I would sit down and talk with every Marine and Sailor who left my command.  The conversation that we would have varied depending on what was next for them as they departed the unit; if they were transferring to another duty station we would talk about what was in store for them and how it could impact their career and family, and if they were getting out we would have a discussion of where their lives were headed.  I would try to guide and mentor them towards pursuing an education by taking advantage of the GI Bill, and in cases where he had no interest in further education I would try to get them to at least formulate a plan for the way ahead.  After we spoke and shook hands we parted ways.

That was all well and good.  But I could, and should, have have been much more engaged.  As I learned during my transition there was a lot to do after I checked out of my unit, and I was pretty much completely on my own to get it done.  As a leader I should have gone the extra mile and actually followed their progress as they navigated the path of transition, but I didn’t.  I should have gone to the transition assistance classes to see what was being taught and how my Marines and Sailors were being treated, but I didn’t.  Shame on me.

As I discovered out during my own outprocessing there are a lot of bumps in the offramp from military service.  As I transitioned I found the process to be both difficult and annoying, and I was a senior officer with nearly three decades of experience.  If it was hard for me, how tough was it for a young man or woman who served only one tour?

The answer to that question is that it was a lot harder for them than it was for me.  Part of the reason that it was harder is because they were just cast upon the waters of transition without the guidance and oversight that they had experienced during their time in the military.

From the day that they met their recruiter to the day that they decided to leave the military each and every servicemember was under the guidance and tutelage of a concerned leader.  Recruiters prepared them for bootcamp, and their drill instructors molded them into Marines (or Sailors, or Soldiers, or Airmen).  They were trained by professional instructors in their military trades, and became valued parts of units and teams in the operating forces.  They became leaders in their own rights as they progressed up the ranks, and they were always under the wing of those who had been around longer than they had.

Unfortunately, when they decided to get out the concerned leadership of their units disappeared.  They (and I) were no longer valued members of the team, but instead guys and gals who were getting out.  To be fair, there certainly is a lot going on in the military these days with things like combat deployments, training exercises, and everything else that is part of the military experience.  That said, as leaders we failed to be there for the final chapter of military service for 76% of those who transitioned out of the military.

That is truly a shame, and something that should be addressed.  In my humble opinion, the most significant portion of the problem is how the TAP/TAMP and transition process is performed.  Those on the way out are centrally trained for transition, and the centralization of training removes the onus of oversight from the units that they came from.  They are out of sight and out of mind, and as such quickly become forgotten in the churn of daily military life.  The close bonds that they formed with their peers, subordinates, and seniors quickly fade during the time when they need them most: the incredibly stressful and uncertain transition from the all encompassing world that they knew to an ambiguous future in a world that they left years before.

Another telling statistic from the survey is how well the respondents felt that their transition process prepared them for re-entry into civilian life.  Sadly, on 12% felt that they were fully prepared for the jump.  That number should be much higher, and perhaps it would be if leaders were more involved in their people who are transitioning.

How many would have felt more prepared if their leaders had stayed as engaged with them during their last days in uniform as they were in the beginning?

The importance of differentiation

There are many career paths that you can take in the military.  The obvious ones include those that involve fighting, but there are a whole lot of jobs that don’t.  For every infantryman who carries a rifle into harm’s way there are anywhere from three to ten or more men and women in uniform who make sure that the grunt on patrol has the ammunition, water, fuel, and everything else he might need.  Every tank has a crew of four, but before it rumbles into the fight dozens of mechanics and ordnance specialists and electricians perform hours and hours of maintenance to make sure that the vehicle is in tip-top shape.  For every naval aviator who catapults from the deck of an aircraft carrier there are thousands of shipmates aboard who do everything from chipping paint from the rusty decks to keeping the nuclear reactors on line to making and serving chow.

Those jobs are all crucial in order for the military to accomplish its mission of keeping the nation safe.  Interestingly, within the military itself, even though all of those duties are important there is a definite difference in the prestige associated with them.  In the Marine Corps, for example, the infantry is considered to the ultimate expression of the service; everything else as they say is just support.  In the Air Force it is the fighter pilots who have ruled the roost for decades, and in the Navy the ship drivers and aviators are those who wield the most power.  For the Army, it is the infantry and armor branches that hold the most distinction.

Unfortunately the most prestigious positions in the military are also those with the least direct corollary to civilian employment.  There are no civilian infantry battalions, fighter squadrons, tank platoons, or aircraft carriers.  There are, however, plenty of jobs in those support areas that are often viewed as second class within the military.  The civilian world does not need artillerymen, but it does need electricians.  It needs truck drivers, and mechanics, and logisticians.

In short, the civilian world needs people with definable and useful skills.

Skills, for example, that an employer can put to work immediately without taking the risk of hiring someone who may or may not know enough about the business to be effective.

Unfortunately, many of the skills that those in uniform who have spent the majority of their time at the pointy end of the spear have developed are not directly transferable to the corporate sector.  Being a leader is great, and undoubtedly the leadership skills that our warriors have gained in Iraq and Afghanistan are first rate.  That is great for the military because leading people to do amazing things is what the military is all about, and the best military leaders we have are those who are dedicated to mastering their craft and being the most proficient soldiers or sailors or Marines possible.

Leadership in the civilian world is leadership in a different context.  An infantryman can demonstrate his leadership through arduous training, bravery, and a consummate grasp of tactics, weapons, and equipment.  By being a first rate infantryman, he can lead by example and inspire his fellows and juniors to shoulder their loads and step out to meet the enemy.  The best leaders we have are those who are the best at what they do: they are the best infantrymen or tankers or pilots or ship drivers.

The civilian world is no different.  The best CEOs are those who have dedicated themselves to learning their businesses inside and out.  They inspire their people to great achievement by understanding their industry and markets and customers and then being able to align the company’s employees to meet their goals and objectives.  They challenge their people and recognize those who excel.  Instead of using medals to motivate their corporate troops, they use other things such as money and stock options and trips to the Bahamas.  They lead by example and are masters of their craft.

It is here that the perception that many military leaders, particularly those in the combat arms, runs awry.  I cannot count the number of conversations that I have had with my peers and friends in uniform in which we talked about how we, the combat leaders, had all the skills that would make us tremendous leaders and invaluable assets to any company that would be lucky enough to hire us.

How wrong we were.

Sure, corporations want great leaders.  Every company does.  They also want people who know their business or have a skill that the firm needs.  Therein lies the rub, and brings to mind a story from my days as a young and motivated Captain:

I once had an officer who was a student of mine at the artillery school.  He was a graduate of the Citadel, which is a renowned military college in South Carolina.  As a cadet there he rose to a high position of leadership in the Corps of Cadets, and he was without a doubt a fine leader.  That said, he was a lousy student.  When I asked him why this was so, he answered that he joined the military to lead men and learning about how to load and fire an artillery piece was interesting but not particularly relevant to his desire to be the next MacArthur.

I explained to him that leadership is not something that you have because of rank or position, but instead it is something that is earned through the respect of those you lead.  He would never be a good leader in the artillery if he did not show that he was a solid artilleryman, and to be a solid artilleryman he had to learn how to load and fire an artillery piece.  People who show up and start barking orders without knowing what they are talking about are idiots, not leaders.

That is the point that so many people in the military miss.  Sure, we all developed leadership styles that inspire young men and women to enthusiastically throw themselves into the crucible of combat, but those styles were largely based on our professionalism and mastery of our martial craft.  None of those same people would have followed us if we didn’t know what we were doing.

The lesson here is that if you, as a military leader, want to bring your talents to the civilian world you will need to more than just be a “leader”.  You will need to differentiate yourself and show that you can do more than just lead.  Can you read a balance sheet?  How about a profit and loss statement?  Do you understand marketing, or finance, or accounting, or any of the countless other things that make the business world run?

The corporate sector has lots of great leaders.  How would you feel, as an infantryman, if the CEO of a company was hired to become your battalion commander and take you into combat?  Would you follow him?  Of course not.  Why, then, do so many military folks drink their own bathwater and believe that they corporate sector is waiting for them to leave the service and take over their businesses?

To be competitive in the job market it is important for each and every person who transitions from military service to find something that they can offer a potential employer besides war stories.  Those who have learned a skill or trade, while maybe not being on the front lines and earning medals for valor, take those skills with them when the leave the service.  That is their point of differentiation that separates them from all of the other candidates for a job.

As a leader, what is yours?

Why are transition assistance programs not as effective as they should be? The answers are out there, but nobody is asking the questions.

When Soldiers, Sailors, Airmen, and Marines leave the military service they are generally young, fit, and eager to get to work in the civilian world.  Many go to school to obtain an education, but many more jump headlong into the job market.  Unfortunately, they are not as prepared as they could be to compete in the cutthroat employment marketplace.  It is not because the government is not trying to help transitioning military folks learn the skills they need to get a job, because there are a multitude of programs out there to help with transition.  Unfortunately, those programs are not nearly as effective as they could and should be.

The Department of Defense, the Veterans Administration, and Department of Labor have spent many millions of dollars (over $50 Million in 2012 alone) on various programs designed to help veterans make the transition from military service to the civilian world.  These agencies are charged with conducting classes, seminars, and counseling that is designed to help those who are hanging up their uniforms with the challenging and often confusing process of becoming a civilian again.

Despite the efforts of these agencies, there is a serious problem with unemployment for recently discharged veterans.  The population of younger veterans who are recently discharged is having the toughest time, with those in the 20 – 24 year old age bracket hitting an unemployment rate of 35% in March of this year according to a Syracuse University study that was released last month (available here: March 2013 Employment Situation of Veterans) .  That stunning number is well over double the rate for the same population of non-veterans.

That means that a lot of our veterans are out of work, and as a result the DOD is paying a lot of money out in the form of unemployment benefits to those who can’t find a job.  It is a shocking amount of money.  I mean really shocking!

How shocking?  Try nearly $1 Billion dollars a year (the actual number was $928 million for 2012 and is on track to increase in 2013).  Almost one billion dollars.  For unemployment benefits.  For veterans who cannot find a job.  And it comes out of the DOD’s annual budget, and every dollar that is spent on unemployment benefits for a veteran is a dollar that is not spent on the people still serving or the equipment that they use to keep our nation safe.

Paying unemployment insurance for separated military personnel is not new for the Department of Defense.  In fact, the DOD has been paying millions of dollars in unemployment benefits for a long time, but the billion dollar pricetag is unprecedented. In 2003, the military paid about $300 million on such benefits, and a decade later that cost has over tripled.

There are a lot of reasons for the increase, with the most obvious being the increase in the number of people leaving the military and having a rough time finding a job in the tough economic conditions that exist today.

That is only part of the story, however.  The Obama administration, to their credit, has increased funding and awareness for the plight of jobless veterans.  Unfortunately, those efforts are not paying the dividends that they should be.  With such a high level of emphasis and funding for transition training and education, you would think that the unemployment rate for veterans would be at or below the non-veteran level.  Unfortunately, it is not.

That is where the data from the Orders to Nowhere Military Transition Survey becomes very interesting.

As I continue to research the subject of military transition, I have been analyzing the data from the survey and a few data points really jump out.  The first data point is how little feedback about the transition process is actually gathered by the organizations that are actually doing the transition training.

Every branch of the military uses After Action Reviews (AARs) to gather feedback from events and learn from the lessons that the AAR provides.  Pilots debrief every mission in order to become better aviators and infantrymen get together and discuss the lessons that they learned from their combat or training engagements.  These debriefs and lessons learned sharing sessions are part of every service and every career field.  Capturing lessons and learning from experience is a crucial part of what makes our military unbeatable.

Unfortunately, the AAR process does not seem to apply to transitioning or recently transitioned veterans.  Despite the culture of learning from experience, the vast pool of potential data sources — recently transitioned veterans — is virtually untapped.

The data shows that, of respondents who left the service between 2003 and 2013, less than one in five had been contacted by the Department of Defense or their branch of service about transition.  Of those one in five who had been contacted, less than half (0r just under 10% of all respondents) were asked to participate in an AAR of the transition process.

In other words, fewer than one in ten recently discharged veterans have been asked to help make the transition process better by providing feedback on their experience.

That, to me, is an incredibly disappointing statistic.  It is not particularly surprising, however.  Nobody officially asked me anything about my transition, and in my many conversations with veterans I have found that nobody asked them either.

Millions and millions of dollars are being spent every year on the military transition process, yet unemployment rates for veterans continues to exceed their civilian counterparts.  Nearly a billion dollars is being spent by the DOD on unemployment benefits for those unemployed veterans.  You would think that somebody would connect the dots between the efficacy of the military transition programs and their effect on the unemployment rate, but sadly the most readily available resource of feedback is largely being ignored.  Nobody is asking the vast majority of people who have gone through those transition programs and entered the civilian workforce about their experiences and how the transition programs could be improved.

The answers are out there.  Too bad nobody is asking the right people the questions.

In yet another shameless plug- I can never get enough data in the Orders to Nowhere Military Transition Survey.  So if you have transitioned from the US military (it doesn’t matter when), please take the survey!  If you have take it, I thank you.  Please ask others to take it too!

Some preliminary results

Thanks to all of you who have read my posts about the transition survey that I using to conduct some research into the military transition process.   A lot of you have helped me out, and I truly appreciate your time in taking the survey and for sharing it with others who can help.

That said, I can never get enough data.  If you are a veteran or a military person going through transition, please take my survey here: Military Transition Survey .  Thanks!

So far the data are showing some interesting trends.  The Marine Corps is the best represented so far, so for those of you in other branches here is your chance to catch up and beat the Marines….

About half of the respondents are combat veterans, and veterans from every conflict since the Korean War have taken the survey.  My first look at the data shows that there are many more programs available today than were out there for earlier generations of veterans, with many of our Vietnam, Korean, and Cold War veterans responding that they had no formal outprocessing resources.

More recent veterans report that there are a lot of different programs currently available, and that they produce a wide disparity in results.  Some are reported to be great, and others are reported to be useless.  I am looking forward to diving more deeply into the data to learn more.

The split between veterans who did and did not serve in active combat is about even, as is the ratio between enlisted and commissioned respondents.  Very few warrant officers have weighed in, though — so if you are a warrant officer, please jump in!

I will start analyzing the information in greater depth next week, and I’ll keep you posted.  Till then, keep sharing the link and get as many of your peers and friends as you can to take the survey.

Thanks!

 

Another plug for help!

Last week I wrote about a survey that I am conducting about the military transition process.  So far the response has been good (thanks to all of you who have already taken it!) but I am only about halfway there.  In order to have an unbiased survey it is important to get as many responses as possible in order to make sure that the sample of those of you who take the survey are representative of the entire population of transitioning or transitioned folks.  At the risk of being redundant, I ask again that if you have gone through or are going through the transition process and have not yet taken my survey, would you please help me out?  Also, please forward it to anyone, from any branch and any time period, who has made the jump?  I promise that this will be my last humble request!

The survey is 29 questions long and takes between 10 and 15 minutes to complete.  Here is the link:

Military Transition Survey

Also, I am very eager to hear from all of the branches of the armed forces.  The Marine response has been great (keep them coming!), and I want to make sure that you know that I would like to hear from any and all who have undergone the transition process.

Thanks!  In my next posts we’ll start looking at some of the emerging and interesting trends that the survey is revealing.

A chance to improve the military to civilian transition process

As those who follow my writings about military transition know, the process is often contrary, capricious, confusing, and supremely frustrating.  I have been writing about my experiences for nearly two years now, and over that time I have been disappointed to see that the process has not really improved.  Transition is still just as consternating as ever, despite millions of dollars spent on the process by both the Department of Defense and the Veterans Administration.

I am currently writing a book about my transitional journey, and that is where you come into the picture.  I have created a survey in which I am humbly asking every veteran and every military person who is going through transition or has completed transition to participate.  I have my own observations and opinions, but as author Eric Herzel once said: “One’s opinion should only be as strong as one’s knowledge on the matter.”

Since I am planning to write much more about transition, I really need to incorporate the collective knowledge of as many of you who have experienced transition in order to make my opinions as fact-based as possible.  Will you help?

Without further ado, here is:

Military Transition  Survey

Thank you in advance — and I will be posting the insights and results soon!

Learning a new skill: Salary and benefits negotiation part 2

A couple of posts ago we started talking about the final step in the job search: negotiating your salary and benefits.  The company has already offered you a job, and in that sweet and exciting period of time between receiving the offer and accepting it comes the negotiation to determine your compensation package with the company.

We have already looked at many of the differences between military and civilian employment benefits, so we won’t go too deeply down that rabbit hole other than to point out that many of the benefits on the military side of the fence are not freely offered by civilian companies.  Take, for example, the military subsistence (meal) and housing subsidies.  You get them while in uniform, but they don’t come freely in the corporate sector.  All of those special pays and allowances that fattened up your military paycheck helped mitigate the comparatively low pay that comes with wearing the uniform.  An added benefit is that those pays are tax-free, which in the corporate sector is almost unheard of.

As a military man or woman you are also free to shop in the commissary, gas station, and PX, all of which provide subsidized food and goods that are free of state and local sales taxes.  While retirees can still enjoy shopping on base, for those who do not stay in for 20+ years or move home and have no base nearby it is no longer possible.  The subsidies, coupled with tax free shopping, are not offered by the corporate sector.  Once you get out you get to pay full price for your groceries and consumer goods, and you get to pay sales tax, too.

My point is that many of the monetary and non-monetary benefits that you receive whilst in uniform went a looooong way towards stretching your paycheck.  When you get out all you have to pay your bills, buy food, and fill your tank with gas is the salary that you are paid by your employer.  Since that is how the “real” world works, you need to make sure to get the best benefit package you can from your employer, and to get such a package you need to be able to negotiate.

Negotiation is a skill, just like any other.  You can get better at if you work at it, and the best way to improve is to practice and rehearse, just like you should for a job interview.

Before you start rehearsing, though, you need to do your research (as discussed in the previous post about negotiation) and then you need to craft a plan of action to prepare yourself.  Just like you would do in the military.

Unlike military plans, though, yours does not have to be intricate or complicated.

Your plan should contain those elements of compensation that you feel are important to you.  It should also contain those elements of compensation that are not important to you.

Why should the unimportant bits be included you ask?

Because they are all part of the plan.  The art of negotiation is based on meeting mutual agreement, and getting to a point where both you and the Human Resources manager agree on your pay and benefits is based on the give and take that you both engage in during the negotiation process.  If you only have those things that are important to you on the list then you are at a disadvantage because negotiation invariably requires you to give a little to get a little.  You can give a little by sacrificing those things that are unimportant to you and, in turn, get a little something back that you truly want.

Here is an easy example.

You feel that flexible work hours are very important to you.

You also feel that health insurance is not important to you because you are single and already covered by the VA and TRICARE.

In the world of civilian employment the cost of health insurance is high and by all accounts only going to get higher.  The fact that you are willing to give up employer-provided healthcare is a significant savings to the employer.  Even though you never planned to use the company’s insurance you can “offer” to keep your current insurance plan (and save the company a lot of money) if you can have a flexible work schedule.

If you don’t have a plan to give up those things that you don’t really want or need then you are giving up a significant amount of leverage.  Be smart and plan your negotiation out!

Here are some basic planning considerations that I recommend you think about as you plan for your pay and benefits negotiation:

1.  What do you want from the company?  (Sure, you want a job, but what do you want in return for your time and dedication?)

2.  What does the company want from you? (Sure, they want an employee but generally want to pay as little as possible for one —  you will need to show the company that you are worth whatever you identify in the first question)

3.  What is the absolute minimum that you are willing to accept from the company?  (This is very important.  The Human Resources person has a lot more experience negotiating than you do, and if you are not careful they may well negotiate you out of the things that you think are very important).

4.  What is your alternative?  In official negotiating terms this is known as the “BATNA”, or Best Alternative To a Negotiated Agreement.  In other words, what are you going to do if the company is unwilling to meet your absolute minimum?  (This is also important because you want to leave the negotiation with a job and not burn any bridges.  The best BATNA is to leave the negotiation on good terms that can be leveraged into another negotiation with the company that is ultimately successful for you both).

After you put together your simple plan you need to do a little rehearsing just like you did for your job interviews.  Find someone to conduct a mock negotiation with, and then listen to their feedback.  It will pay huge dividends.  I guarantee that you will be surprised at just how difficult negotiating can be!  By rehearsing you will learn if you are too brusque or direct or overbearing, all of which are very common traits that come with military service.  You want to be convivial and professional because it is what the company expects, and by rehearsing with another person you can fine tune your style of engagement.

Here are a few things that military people tend to do while they negotiate that end up working against them:

– Being too rigid and organized.  Just because you have a plan doesn’t mean that you need to unyieldingly stick to it.  Do not treat your plan as a checklist and start at the top and work your way to the bottom.  The negotiation is a conversation that will go in many directions before it is completed, and if you are too mechanical and inflexible it will hurt you.

– Being unwilling to engage in a dialog.  Often, military folks are used to just accepting “no” a bit too easily.  Remember, the Human Resources manager wants to hire you as cheaply as possible, and if you just roll over every time he or she says no then you are making his or her job pretty easy.

– Being ignorant of what benefits are available for discussion.  This goes back to the previous post about interview preparation: make sure to do your research!  If you do not ask for something I guarantee you will not get it.  At this stage of the game nobody is looking out for you except you!

– Being ignorant of how much money they really need to make.  A good rule of thumb is that you need to nearly double your base military pay to obtain the same level of compensation in the civilian world.  Taxes go up and tax-free benefits go away.   In the civilian world you get to pay bills that you may not have thought about: for example, if you lived in the barracks or in base housing you did not have to pay for electricity, water, natural gas, or trash removal.  Guess what- in the civilian world you get to pay for all of those things and more!

__________

Lessons Learned:

– Do some research on your own finances and see just how much money that you are going to need in the civilian world.  Remember- taxes take a big bite!  If you were in the civilian world you could count on 30-40% of your BAH and Subsistance Allowance to go to the IRS because it would be counted as income.  Find out how much money you really need.

– List out those benefits that are important to you and also those that are not.  You will use both lists during your negotiation.  Make sure that those benefits you want are offered by the company!

-Rehearse with someone — you need the practice.  Remember, the Human Resources manager does this a lot more than you do.

– Find out what your BATNA is and stick to it- it is OK to walk away from the negotiation if the result would be below your absolute minimum level of acceptability.

A Call from the VA and a change in claims status…

My last post discussed the confusing world of disability claims, healthcare, and appointments within the VA system.  This post offers no clarity in that regard; in fact, I am now even more confused than I was before.

I have gone from being simply puzzled to a state of complete consternation.

Two things occurred in the last week that have a direct impact on my VA disability claim.  The first is that I actually received a call from the VA to schedule an appointment for an examination that is a part of the regular (and sadly quite lengthy) evaluation process.  That was good!  The next day I checked my status on the VA’s website (www.ebenefits.va.gov) and discovered that my case was officially closed, but that an appeal was possible.

Huh?

A call on one day to schedule an appointment the following month is immediately followed by a notification that my case was closed?

You can imagine my furrowed brow and skyrocketing blood pressure as I reached for the phone to call and find out what was going on.

Well, that did not unfurrow my brow or reduce my blood pressure.  Instead, It added a nervous twitching to the hand that held the phone as I navigated my way through automated menus that resulted a complete waste of time.  Call volume was too heavy said the automated voice, but I could call back later or request for a specialist to contact me at a later time.  Unfortunately, the call was terminated before I could request a callback.

So I tried again, with the same result.  Awesome.

So I am now more confused than ever, and in serious need to talk to someone about it.  I will be making some calls in the next few days to the VSO as well as the VA to see if I can get to the bottom of this new and incredibly annoying mystery.

I’ll tell you how it goes!  Wish me luck…

Back to the Veterans Administration, part 2: Entering the system

I left you, my dear readers, hanging with my last post.  When we last connected I was about to go to my first live and in-person post-retirement Veterans Administration engagement.  After months of waiting for a call that never came I shouldered the responsibility for my own situation and, after more than a few phone calls, set up an appointment to become a customer of the VA.

The instructions were simple enough.  I was directed to arrive at the local VA clinic at ten in the morning, and upon my arrival I would be meeting up with the Benefits and Enrollment specialist.

So arrive I did, right on time.  I walked into the lobby of the recently built and still sparkly building and sauntered up to the reception desk.  To my chagrin, there was no one at the desk, so I rather aimlessly just leaned on the counter until somebody arrived.  There were two chairs behind the desk after all, and they looked recently abandoned.

After a few minutes of pointless leaning I decided to find someone who could help me.  I wandered past the reception desk and into the halls beyond.  After walking from one side of the building to the other in hopes of randomly finding the office I was looking for I gave in and asked an employee (whom was readily identifiable by her hospital scrubs and prominently displayed VA Identification badge) for help.

“Go to the lobby and check in with the girl up front,” said she.

After explaining the absence of said girl, the employee shrugged and pointed back the way I came.  “Just go back to the lobby. Someone will call for you.”

I was not particularly optimistic that said calling would occur, but I meekly headed back to the lobby anyway.  Joining a few other patient souls in the chairs that ringed the perimeter of the room, I found a copy of Time Magazine from the previous year to fill my time as I waited for the call that I was not certain would come.

After ten minutes of reading about Time Magazine’s view of the world circa October 2011, a door that previously gone unnoticed burst open.  An energetic gentleman with short graying hair and an startlingly positive outlook on life fairly leapt onto the scene and immediately started asking each of us in the lobby why we were there.

After a staccato interchange between the people sitting next to me, he turned in my direction and asked if he could help me.  I explained that I was there to meet with the enrollment section.  He smiled and said “That’s ME!” and pointed me towards the still-open door and one of the vacant offices on the other side.  “Take a seat, I’ll be right there.”

So in I went, clutching my sheaf of medical records and other documents, wary to see what would happen next.

John, as I learned his name to be, had obviously introduced a few people to the VA system before I showed up.  Probably thousands of people.  He had it down!  He handed me a sixteen page long questionnaire to fill out and began firing questions at me faster than a belt fed machine gun.

“Retired?”  “Yep.

“How long were you in?”  “Twenty seven years.”

“Social?”  (As in what was my social security number, which is the key that opens my files in pretty much every government database).  I gave him my precious nine digits.

“Marine?”  “Yep.”

“What did you do in the Marines?”  “Where do you live?”  “Do you have TRICARE?”

Each question was accompanied by his furious banging on the computer keyboard as he entered my information into the computer.  I was trying to complete the form as he talked, which he noticed.

“Don’t worry about that right now.  That is for the social worker, who I will introduce you to in a few minutes.”

Social worker?  Really?  What was that all about?

“For now, let’s just get you in the system…”and from there we were off on a journey of questions and answers that lasted ten or fifteen minutes.  I won’t subject you to the lengthy details, but here is a rundown of the pertinent ones for those of you who will be headed to the VA:

– The difference between TRICARE and the VA.  He patiently explained that TRICARE is insurance, and the VA provides traditional medical care, just like your regular family physician.  While that statement sounds obvious, the ramifications are significant.   If you are injured in an accident or have an emergency away from your normal VA provider, TRICARE takes care of it because that is what insurance is for.  The VA is not insurance, so you would be in trouble when the bills came due for emergency treatment because the VA does not pay for such events because the VA is not insurance.  Kapisch?

– Online enrollment.  I had previously enrolled into the VA healthcare system because they had thoughtfully sent me an email several months ago.  The email, which suspiciously looked like spam (but wasn’t) encouraged me to register via the VA website by following this link: https://www.1010ez.med.va.gov/sec/vha/1010ez/  I filled out the form, and I am glad that I did because it reduced the amount of time I spent with with the enrollment specialist by at least half.

– The Packet.  The sixteen page packet that he handed me was the OIF/OEF/OND (Operation Iraqi Freedom, Operation Enduring Freedom, and Operation New Dawn) enrollment questionnaire.  In a nutshell, it was a long questionnaire that asked a lot of questions about my mental health, combat experiences, and exposure to traumatic brain injury (TBI).  The form would be used by my social worker.  More on that later.

– Explanation of how the clinic works.  This particular clinic is divided into three teams (Red, White, and Blue…pretty catchy!) and each team had a staff of its own.  In my case I became a member of Team White, and with my assignment came my choice of primary healthcare providers.  Since I did not know any of the doctors personally, I happily chose the one with the next available appointment time (which happened to be a month away).

– My first appointment with the doctor would be a “welcome aboard” type of physical examination, and I would be required to visit the lab and submit various bodily fluids beforehand.  Joy.

– Appointments.  In order to set up an appointment, I would not be allowed to call the doctor or the clinic directly.  I must call central appointments (via a 1-800 number) in order to contact someone at the clinic.  That is pretty much the same as life in uniform, so it wasn’t a shock, but it is annoying.  If I want to ask the doctor about a medication, for example, I need to call central appointments and leave a message for him.  Then, when he gets the message and has the time, he is supposed to call back.  I hope I don’t have any time critical severe allergic reactions!

-ID Card.  Towards the end of the interview he announced that it was time for me to get my VA ID.  I sat up straight and looked at the camera that was mounted above his computer screen, and when he said smile I did so.  In a week or two my card should show up in the mail, and then I will know just how stupid I look.  No second chance for a new picture!

As soon as John was done with me he guided me to another office and introduced me to a very nice woman who would be my social worker.  She asked if I had completed my form, and as I had not she gestured for me to take a seat and fill it out.

I did so, and after ten minutes of scribbling I knocked on her door.  She invited me in, and after taking the sheaf of papers from my clutches she began her own interview.

Now, you should understand that this is probably the first time in my life that I have ever been in a room with a social worker.  I have met people in that line of work in the past, but never have I actually been professionally engaged by one.  Honestly, I had no idea what social workers actually did, but after spending a half hour with a pro I was pleasantly surprised to learn that they fit a niche that is needed in the VA: helping veterans who are having difficulty transitioning back to the civilian world deal with the often confusing processes that come with  the title “veteran”, not to mention little things like PTSD, TBI, and other psychological issues.

At any rate, she had the unenviable task of manually inputting the responses I scribbled on my questionnaire into the computer database.  Obviously some parts of the VA could use a little modernization, but she explained that she actually got more out of re-inputting the data because she could interact with the client (me, in this case) and flesh out her perspective on the information.  This is important because she was evaluating things with real impacts on veterans, such as combat stress problems and indicators of violence, self harm, and suicide.  She was there to make sure that we, the combat veterans, were looked at objectively and offered the appropriate levels of care.

After an hour or so spent chatting with the social worker, she led me to the appointment desk at the combat stress clinic.  The results of my survey indicated that meeting with them would be a good idea, and to be honest I believe it is a place that all combat veterans need to visit.  The wars of the last decade have seen an unprecedented  level of stress on the military forces, with many veterans deploying to war time and again, and then again, and again.  The frantic deployment tempo means that many veterans bring issues and problems home, and the VA is there to help deal with them.  Going to the clinic is the first step along the way to getting better, and whether you think you need it or not you should stop by.

So now I am officially in the VA system, and I have several appointments in the future that I will tell you all about.  Stay tuned!

___________

Lessons Learned:

1.  After your claim settled, either partially or in full, you should be receiving an email inviting you to enroll in the VA via their website.  Initially I thought the email was spam, but after several attempts I finally paid attention and registered.  Doing so greatly streamlined my in-person registration process.  As an aside, they used the email address that I provided months earlier as I was transitioning out, so it behooves you to make sure that you provide an address that you will utilize for a long time to come.

2.  The VA is just like every other government bureaucracy.  Get ready to do some things twice, and if your are lucky, three times or more.  It is just the way it is.  Suck it up and march on.

3.  It will help for you to bring whatever documentation from the VA you have accumulated thus far.  I recommend that you buy a pocket folder or folio to keep everything in.  Even better, get yourself a dedicated filing system for all of the stuff that you are amassing because if you don’t you will end up with a disorganized pile of documents approaching the stature of the Eiffel tower.  If you don’t believe me, just look at the pile next to my desk at home.